Business Insurance

What is it?

Business Insurance Business insurance is a smart way to protect your business. A financial disaster could ruin a business. The proper insurance can provide help to keep a business afloat. In some cases, a business might be required by law to have insurance. A business owner purchases a business policy through an insurance company. Just like with traditional insurance, this coverage provides financial support to a policyholder. In this case, the policyholder is technically a business. When the business suffers a loss and files a claim, then the insurance company pays for the loss. However, the loss is only covered up to the limits defined in the policy.

Home + Auto

Health

Business

Workers Comp + Bonds

What does it cover?

Business coverage helps with losses such as property damage, liability, and theft. It’s important for a business to get the coverage that fits their business. For instance, a doctor’s practice would need malpractice insurance. Speak with a lawyer or insurance agent to discuss what’s best for your business.

What kinds are there?

Liability – Liability covers a business when claims or lawsuits are filed against a business.

Property – Property insurance covers physical assets. This could include loss from fire, theft or natural disasters. Physical assets of the business could include inventory, buildings, computers, equipment or furnishings.

Workers’ Compensation – This is required in some states, and it covers medical costs and lost wages for employees injured on the job.

Commercial Auto Insurance – This is auto coverage for businesses that use vehicles in the operation of the business. Benefit Having business insurance is a good idea for any business. It’s often required by law, and can help keep a business afloat.

(256) 350-8241

439 Johnston St SE
Decatur, AL 35601

707 US Hwy 31 Ste F
Athens, AL 35611

441 N Eastern Blvd
Montgomery, AL 36117

(530) 622-1835

4016 Triana Blvd
Hunstville, AL 35805

110 Forest Ave
Luverne, AL 36049