Auto Insurance

What is it?

Auto insurance is a requirement in most states. Without the proper insurance, you could face penalties if stopped by the police or if you get into an accident. It’s best to go ahead and follow the law because it will save you a lot of trouble. In addition to the legal requirement, most banks will require you to purchase auto insurance when you get the car. The expense of auto insurance is worth the price because not having insurance can cost you a lot more. When you are buying auto insurance, you probably want to keep costs down while getting the best policy. A good idea is to purchase the best coverage, but seek money-saving options through discounts and credits. You may also save money on your insurance by increasing the deductible. When you raise the deductible by even $250 or $500, you may find that your premium charges decrease. This is helpful for those who rarely file a claim and can afford to pay a higher deductible. Many lenders have a requirement for replacement coverage, and this covers your expenses related to repairing or replacing a damaged vehicle. The legal requirement is usually for liability. This pays for the expenses of another party as a result of an accident that you caused. These are required for most drivers, and some people will benefit by choosing optional coverage. Good coverage keeps your financial losses to a minimum. There really isn’t a reason to not have auto insurance. It’s in your best interest to protect your investment and follow the laws of your state.

(256) 350-8241

439 Johnston St SE
Decatur, AL 35601

707 US Hwy 31 Ste F
Athens, AL 35611

1703 Platt Place
Montgomery, AL 36117

3315 Bob Wallace Ave,
Suite 104,
Huntsville, AL 35805

110 Forest Ave
Luverne, AL 36049

1543 3rd St NE,
Cullman, AL 35055

(530) 622-1835

(530) 622-1835